{"id":56838,"date":"2024-01-03T13:01:51","date_gmt":"2024-01-03T12:01:51","guid":{"rendered":"https:\/\/www.nordnet.dk\/blog\/?p=56838"},"modified":"2025-07-14T09:29:22","modified_gmt":"2025-07-14T07:29:22","slug":"godt-nytaar","status":"publish","type":"post","link":"https:\/\/www.nordnet.dk\/blog\/godt-nytaar\/","title":{"rendered":"Godt nyt\u00e5r"},"content":{"rendered":"\n

2023 er nu bag os, og et sp\u00e6ndende 2024 er begyndt. \u00c5ret der gik b\u00f8d p\u00e5 mange op- og nedture, men for de fleste investorer sluttede 2023 heldigvis med et brag.<\/p>\n\n\n\n

Det gjorde det ogs\u00e5 hos Nordnet. I 2023 kunne vi byde velkommen til flere end 50.000 nye kunder, hvilket bragte os op over 400.000 aktive kunder i Danmark. Vi oplever, at danskerne f\u00e5r \u00f8jnene mere og mere op for, at investering<\/a> kan v\u00e6re for alle – og i Nordnet arbejder vi hver dag for at g\u00f8re netop investering s\u00e5 lettilg\u00e6ngelig som muligt.<\/p>\n\n\n\n

Det kvitterede vores kunder for. B\u00e5de ved at sende os helt til tops i EPSI\u2019s kundetilfredshedsanalyse blandt udbydere af investering p\u00e5 det danske marked. Samtidig blev Nordnet placeret \u00f8verst i unders\u00f8gelsen om bedste image som investeringsplatform af FW Insight og Wilke. At modtage s\u00e5danne resultater forpligter. Vi vil g\u00f8re alt, hvad vi kan for at leve op til det i 2024.<\/p>\n\n\n\n

Denne forpligtelse tog vi senest konsekvensen af inden jul. Tilbage i oktober indf\u00f8rte vi et gebyr p\u00e5 visse m\u00e5nedsopsparinger. Men efter tre m\u00e5neder kunne vi se, at gebyret bestemt ikke var med til at g\u00f8re investering lettilg\u00e6ngeligt. I stedet gjorde vi det un\u00f8digt komplekst, og det kom til at st\u00e5 i vejen for den gode brugeroplevelse, som m\u00e5nedsopsparingen havde og altid skal have. Derfor valgte vi at fjerne gebyret igen.<\/p>\n\n\n\n

Afnoteringer er ikke godt for investorerne<\/strong><\/h3>\n\n\n\n

En anden ting, som ogs\u00e5 skabte sp\u00f8rgsm\u00e5l, var de mange afnoteringer, som enten blev annonceret eller gennemf\u00f8rt i 2023. Den st\u00f8rste var SAS, der meldte ud, at investorerne, som havde hjulpet dem gennem mange sv\u00e6re \u00e5r, nu kunne sejle deres egen s\u00f8. SAS bliver i 2024 taget af b\u00f8rsen, og selskabet har gjort det klart, at aktierne i den forbindelse bliver v\u00e6rdil\u00f8se. Investorerne kunne i mellemtiden varme sig p\u00e5 en pressemeddelelse, som bestemt ikke var skrevet med de private investorer i tankerne – og s\u00e5 mente SAS ellers, at de havde kommunikeret det, de skulle.<\/p>\n\n\n\n

Jeg synes personligt, at SAS\u2019 opf\u00f8rsel er fuldst\u00e6ndig respektl\u00f8s overfor de mange private investorer, som har tabt mange penge p\u00e5 deres investering.<\/p>\n\n\n\n

SAS\u2019 afnotering var ikke den eneste. Vi havde da ogs\u00e5 \u201cforn\u00f8jelsen\u201d af at kontrollere, pakke og udsende de fysiske \u2018gule beviser\u2019, som dokumenterede ejerskabet af Astralis til de flere end 4.000 investorer, der er kunder i Nordnet. Heldigvis er der i Nordnet en st\u00e6rk team\u00e5nd, og vi deltog derfor alle i \u00f8velsen og n\u00e5ede at f\u00e5 sendt dem alle afsted inden jul.<\/p>\n\n\n\n

Vi ved allerede, at 2024 ogs\u00e5 vil byde p\u00e5 afnoteringer, og vi vil g\u00f8re vores yderste for at informere vores kunder om deres muligheder i god tid. Vi vil ogs\u00e5 tage dialog med selskaberne for at g\u00f8re opm\u00e6rksom p\u00e5 vigtigheden af ogs\u00e5 at behandle de private investorer ordentligt i s\u00e5danne situationer.<\/p>\n\n\n\n

Verdens\u00f8konomien har skiftet retning – obligationer kan komme tilbage<\/strong><\/h3>\n\n\n\n

Udsigterne i 2024 er noget anderledes, end de var, da vi gik ind i 2023. Inflationen er kommet ned, det lader til, at rentetoppen er n\u00e5et, og obligationer er genopst\u00e5et efter at have v\u00e6ret ude i kulden i mange \u00e5r. Det bliver interessant at f\u00f8lge, om renterne bev\u00e6ger sig, som markedet forventer, eller om der venter overraskelser om hj\u00f8rnet.<\/p>\n\n\n\n

H\u00f8jere til loftet p\u00e5 aktiesparekonten<\/strong><\/h3>\n\n\n\n

En gl\u00e6delig overraskelse som kom i slutningen af sidste \u00e5r var, at loftet p\u00e5 aktiesparekontoen blev h\u00e6vet mere end forventet. For 2024 er loftet 135.900 kroner. Det fejrer vi med en kampagne for alle med en aktiesparekonto<\/a> hos Nordnet.<\/p>\n\n\n\n

Har du en aktiesparekonto, kan du i \u00e5rets f\u00f8rste 3 m\u00e5neder gennemf\u00f8re alle handler til en kurtage p\u00e5 10 kroner<\/a> – ogs\u00e5 de udenlandske aktier<\/a>. Vi synes, aktiesparekontoen er en god l\u00f8sning til danskerne, selvom loftet og vilk\u00e5rene generelt kunne v\u00e6re langt bedre. Man kan bare skele til vores nordiske naboer. De har langt bedre vilk\u00e5r og form\u00e5r at skabe en positiv investeringskultur i befolkningen til gavn for alle. Det vil vi fortsat k\u00e6mpe for i det kommende \u00e5r!<\/p>\n\n\n\n

Har du kigget p\u00e5 din pension i ferien?<\/strong><\/h3>\n\n\n\n

En anden ting, jeg gerne vil sl\u00e5 et slag for, er, at man tager et kig p\u00e5 sin pension. F&P (Forsikring og Pension) var i efter\u00e5ret ude med en unders\u00f8gelse, der viste, at hver tredje dansker med en pensionsopsparing<\/a> har pension hos mere end et selskab. S\u00e6rligt grundet h\u00f8je gebyrer p\u00e5 s\u00e5danne ordninger, b\u00f8r man overveje at samle sine pensioner \u00e9t sted.<\/p>\n\n\n\n

I Nordnet tilbyder vi pensionsordninger<\/a>, der ikke koster andet end de handelsomkostninger, som g\u00e6lder, n\u00e5r du handler. Om du \u00f8nsker at investere direkte i aktier, i fonde eller m\u00e5ske balancerede l\u00f8sninger som Nordnet One<\/a>, hvor du alene v\u00e6lger et risikoniveau, er op til dig selv. Men n\u00e5r man har de lange briller p\u00e5, kan effekten af at spare eksempelvis 1% i omkostninger \u00e5rligt have k\u00e6mpe betydning for, hvad du f\u00e5r ud af din pension den dag, du skal bruge den.<\/p>\n\n\n\n

Vi ved, at der kan v\u00e6re nogle omkostninger forbundet med at flytte sin pension. Derfor har vi valgt at tilbyde, at al kurtage p\u00e5 pensionsordninger ogs\u00e5 er en rund 10\u2019er de f\u00f8rste 3 m\u00e5neder, fra ordningen er overf\u00f8rt til Nordnet<\/a>.
P\u00e5 nuv\u00e6rende tidspunkt tilbyder Nordnet kun ratepension<\/a>, kapitalpension og aldersopsparing<\/a>. Men 2024 bliver ogs\u00e5 \u00e5ret, hvor vi kommer til at tilbyde Livrente<\/a>. Du vil derfor i fremtiden kunne have alle dine ordninger hos os.<\/p>\n\n\n\n

Jeg har h\u00f8je forventninger til et sp\u00e6ndende investerings\u00e5r i 2024. Vi vil hos Nordnet g\u00f8re alt, hvad vi kan for at sikre, at investering er lettilg\u00e6ngelig. Vi vil fors\u00f8ge at inspirere til, at du som kunde kan lave netop de investeringer, som du synes, er de rigtige for dig. Og vi vil g\u00f8re vores til, at du f\u00e5r det meste ud af dine penge.<\/p>\n\n\n\n

Rigtig godt nyt\u00e5r.<\/p>\n","protected":false},"excerpt":{"rendered":"

2023 er nu bag os, og et sp\u00e6ndende 2024 er begyndt. \u00c5ret der gik b\u00f8d p\u00e5 mange op- og nedture, men for de fleste investorer sluttede 2023 heldigvis med et brag.<\/p>\n","protected":false},"author":68600,"featured_media":56852,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"ghostkit_customizer_options":"","ghostkit_custom_css":"","ghostkit_custom_js_head":"","ghostkit_custom_js_foot":"","ghostkit_typography":"","_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","footnotes":""},"categories":[1302],"tags":[],"class_list":["post-56838","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nordnet"],"acf":[],"all_images":{"thumbnail":{"src":"https:\/\/blog.nordnet.dk\/wp-content\/uploads\/sites\/4\/2024\/01\/OX8A7957_1200x430-150x54.png","width":150,"height":54,"crop":true,"srcset":"https:\/\/blog.nordnet.dk\/wp-content\/uploads\/sites\/4\/2024\/01\/OX8A7957_1200x430-150x54.png 150w, 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