{"id":64502,"date":"2025-01-08T12:32:57","date_gmt":"2025-01-08T11:32:57","guid":{"rendered":"https:\/\/www.nordnet.dk\/blog\/?p=64502"},"modified":"2025-01-08T12:32:58","modified_gmt":"2025-01-08T11:32:58","slug":"nytarstalen-2025","status":"publish","type":"post","link":"https:\/\/www.nordnet.dk\/blog\/nytarstalen-2025\/","title":{"rendered":"Nyt\u00e5rstalen 2025"},"content":{"rendered":"\n

Kalenderen skriver 2025, og endnu et \u00e5r er lagt bag os. Det er en god anledning til at se tilbage p\u00e5 \u00e5ret, der er g\u00e5et \u2013 og til at se frem mod \u00e5ret vi netop er tr\u00e5dt ind i.<\/p>\n\n\n\n

Jeg vil huske 2024 som et vildt \u00e5r for Nordnet. Vi hilste 100.000 private investorer velkommen. Vi rundede en magisk gr\u00e6nse p\u00e5 500.000 aktive kunder<\/a>. Og vi er i dag flere end 530.000 investorer, der sammen investerer hos Nordnet.<\/p>\n\n\n\n

Det er positivt af mange forskellige \u00e5rsager. De private investorer f\u00e5r mere at skulle have sagt p\u00e5 aktiemarkederne. Investeringskulturen bliver styrket helt vildt disse \u00e5r \u2013 og det har politikerne f\u00e5et \u00f8jnene op for. Det betyder forh\u00e5bentlig bedre rammevilk\u00e5r for investorerne!<\/p>\n\n\n\n

Jeg kan ogs\u00e5 gl\u00e6de mig over, at Nordnet endnu engang har markedets mest tilfredse kunder. EPSI\u2019s kundetilfredshedsanalyse unders\u00f8ger hvert \u00e5r udbydere af investeringer p\u00e5 det danske marked \u2013 og her landede Nordnet alts\u00e5 atter \u00f8verst p\u00e5 skamlen. Nordnet genvandt ogs\u00e5 titlen som investeringsplatformen med det bedste image i FW Insight og Wilkes unders\u00f8gelse om Finansimage. Det er jeg rigtig stolt af – tak for det!<\/p>\n\n\n\n

Arbejder for endnu bedre vilk\u00e5r<\/strong><\/h3>\n\n\n\n

Jeg har l\u00f8bende skrevet om, hvordan en s\u00e5 stor anerkendelse fra vores kunder forpligter<\/a>. Og hvordan vi aktivt arbejder for at g\u00f8re det endnu lettere at v\u00e6re privatinvestor i Danmark. \u00c9n af de ting, vi ved frustrerer flest, er skat. Det er simpelthen for komplekst at forst\u00e5 de danske skatteregler for investering<\/a>.<\/p>\n\n\n\n

Vi har netop afsluttet \u2019Nordnets investeringsunders\u00f8gelse 2024\u2019, der bliver pr\u00e6senteret til februar, og her var I enige. Det er vigtigere, at skatten bliver simplificeret, end at skatten bliver sat ned. Det budskab har vi selvf\u00f8lgelig t\u00e6nkt os at tage med i dialogen p\u00e5 Christiansborg.<\/p>\n\n\n\n

Heldigvis er politikerne som sagt opm\u00e6rksomme p\u00e5, at investeringskulturen for alvor er i fuldt flor. Ved \u00e5rsskiftet blev aktiesparekontoens indskudsloft h\u00e6vet ekstraordin\u00e6rt meget til 166.200 kroner. Det gl\u00e6der mig, og det gl\u00e6der vores kunder!<\/p>\n\n\n\n

Vi ser en enorm interesse for aktiesparekontoen hos Nordnet<\/a>, og dens popularitet er let at forst\u00e5. Aktiesparekontoen bliver beskattet p\u00e5 \u00e9n m\u00e5de, en lagerbeskatning p\u00e5 17%. Det kan alle forst\u00e5.<\/p>\n\n\n\n

Jeg h\u00e5ber dog alligevel, at vi i l\u00f8bet af 2025 f\u00e5r overbevist politikerne om, at aktiesparekontoen skal udvides til flere typer investeringer, s\u00e5 flere danskere kan f\u00e5 gl\u00e6de af aktiesparekontoens fordele. Jeg h\u00e5ber ogs\u00e5, at indskudsloftet bliver h\u00e6vet yderligere, eller helt fjernes, som vi ser det i Sverige.<\/p>\n\n\n\n

N\u00e5r investeringskulturen kan g\u00f8re ondt<\/strong><\/h3>\n\n\n\n

Det er ingen hemmelighed, at Novo Nordisk<\/a> har v\u00e6ret en stor \u00e5rsag til, at mange danskere er kommet i gang med at investere \u2013 ogs\u00e5 p\u00e5 en aktiesparekonto<\/a>. Det er et eventyr, som alle har \u00f8nsket sig en bid af. Et eventyr der i lang tid har bev\u00e6get sig i \u00e9n retning, opad.<\/p>\n\n\n\n

Siden sommeren har aktien taget et fald, og vi m\u00e6rker tydeligt danskernes opm\u00e6rksomhed. Og ikke mindst mediernes. For er det ikke noget, der giver anledning til panik?<\/p>\n\n\n\n

Tv\u00e6rtimod har jeg lyst til at sige. De private investorer, jer derude, er modnet de seneste \u00e5r. I er blevet mere t\u00e5lmodige, I holder jer til jeres strategier – og I spreder jeres risiko. S\u00e5 n\u00e5r en aktie, en folkeaktie i det her tilf\u00e6lde, falder markant, m\u00e6rkes det mindre, end det tidligere havde gjort. Ja, faktisk s\u00e5 mange det som en mulighed for at k\u00f8be yderligere op i Novo Nordisk.<\/p>\n\n\n\n

S\u00e5dan har investeringskulturen i Danmark ikke altid v\u00e6ret. F\u00f8r i tiden ville man m\u00e5ske have trukket f\u00f8lehornene til sig. Men I er gode til at sparre med hinanden. S\u00f8ge r\u00e5d og viden. Det er en forn\u00f8jelse at f\u00f8lge med i!<\/p>\n\n\n\n

Flere skal have viden om investering<\/strong><\/h3>\n\n\n\n

Netop den viden om investering h\u00e5ber jeg, at Nordnet kan v\u00e6re med til at l\u00f8fte. Vi mener, og arbejder aktivt for, at \u00f8konomi og investering skal p\u00e5 skoleskemaet<\/a>. Derfor var vi i 2024 p\u00e5 bes\u00f8g hos en lang r\u00e6kke ungdomsuddannelser for at holde foredrag om netop privat\u00f8konomi og investering.<\/p>\n\n\n\n

N\u00e5r vi er rundt p\u00e5 de forskellige uddannelser i hele landet, ser jeg dog en klar forskel. I de ressourcest\u00e6rke omr\u00e5der, ved de unge ganske enkelt mere om \u00f8konomi. S\u00e5dan skal det ikke v\u00e6re i et samfund som det danske. Der b\u00f8r v\u00e6re fornuft, plads og r\u00e5d til, at alle f\u00e5r den samme \u00f8konomiske dannelse.

Det er godt for den enkelte, og det er godt for vores samfund.<\/p>\n\n\n\n

Jeg ved udm\u00e6rket, at Nordnet ikke alene kan l\u00f8fte den opgave, det er at uddanne vores unge. Men vi vil g\u00f8re vores. Derfor samler vi til for\u00e5ret en r\u00e6kke unge mennesker for at f\u00e5 deres holdninger til, hvad \u00f8konomi- og investeringsundervisning skal handle om. Det vil vi ogs\u00e5 bruge i vores dialog med politikerne.<\/p>\n\n\n\n

Et fokus der virker<\/strong><\/h3>\n\n\n\n

Vi har ogs\u00e5 l\u00e6nge fokuseret p\u00e5, at flere kvinder skal i gang med at investere. Vi ved, at mange kvinder er l\u00e6ngere tid om at komme i gang. Det kan virke uoverskueligt, og man vil gerne v\u00e6re helt sikker p\u00e5, at man ved det hele, inden man kaster sig ud i at investere.<\/p>\n\n\n\n

71 procent af vores 18-25-\u00e5rige kunder er m\u00e6nd. Det betyder ogs\u00e5, at kvinderne f\u00e5r et mindre st\u00e6rkt \u00f8konomisk fundament end m\u00e6ndene. I yderste tilf\u00e6lde g\u00e5r de glip af samme \u00f8konomiske frihed i fremtiden, fordi de starter sent. Men jeg kan se, der er sket en \u00e6ndring.<\/p>\n\n\n\n

Flere og flere kvinder kommer i gang<\/a>. Vi har aldrig v\u00e6ret t\u00e6ttere p\u00e5 en 50\/50 fordeling i antallet af nye kunder, end vi var i 2024. Det g\u00f8r mig ubeskriveligt glad.<\/p>\n\n\n\n

Den \u00e5bne dialog jeg ser rundt omkring nedbryder langsomt barriererne for nye investorer. Det er gavnligt for alle. Kvinder tjener mindre end m\u00e6nd, de lever l\u00e6ngere og de g\u00e5r tidligere p\u00e5 pension. Derfor skal de selvf\u00f8lgelig ogs\u00e5 have samme \u00f8konomiske fundament.<\/p>\n\n\n\n

Nu er det tid til at fokusere p\u00e5 din pension<\/strong><\/h3>\n\n\n\n

Pension. Ja, det har godt nok lidt af et ry for at v\u00e6re usexet. For mange kan pensionen f\u00f8les enormt fjern. Lige pr\u00e6cis d\u00e9t kan dog v\u00e6re en endnu vigtigere \u00e5rsag til at fokusere p\u00e5 pensionen. For med s\u00e5 lang en tidshorisont kan selv en lille \u00e6ndring g\u00f8re store underv\u00e6rker.<\/p>\n\n\n\n

I 2024 lancerede vi livsvarig pension. Det betyder, at danskerne nu har f\u00e5et adgang til en ny m\u00e5de at investere deres pension p\u00e5. Du kan hos Nordnet investere din livsvarige pension, som du g\u00f8r det med din aldersopsparing<\/a> eller ratepension<\/a>. Alts\u00e5 f\u00e5r du nu muligheden for at investere med lave omkostninger, s\u00e5 der er mere til dig selv.<\/p>\n\n\n\n

Jeg kan ogs\u00e5, langt om l\u00e6nge, l\u00f8fte sl\u00f8ret for, at 2025 bliver \u00e5ret, hvor Nordnet kommer p\u00e5 Pensionsinfo. Det er noget, I l\u00e6nge har efterspurgt. Jeg forst\u00e5r jer godt, og jeg ville \u00f8nske, at det var sket f\u00f8r. Men nu er det nu. Vi skal selvf\u00f8lgelig nok fort\u00e6lle endnu mere, n\u00e5r vi er klar.<\/p>\n\n\n\n

2025 \u2013 \u00e5ret hvor der er fokus p\u00e5 gl\u00e6den ved at investere<\/strong><\/h3>\n\n\n\n

Alt i alt synes jeg, det har v\u00e6ret et fantastisk \u00e5r. For Nordnet og for den danske investeringskultur.<\/p>\n\n\n\n

Derfor vil jeg gerne sl\u00e5 p\u00e5 tromme for, at 2025 bliver \u00e5ret, hvor der kommer fokus p\u00e5 gl\u00e6den ved at investere<\/a>.<\/p>\n\n\n\n

Vi har for nylig lanceret en ny kampagne, m\u00e5ske har du allerede set den, der netop handler om, at det skal v\u00e6re sjovt at investere. For det beh\u00f8ver ikke at v\u00e6re en sur pligt at spare op eller investere. Det kan sagtens v\u00e6re sjovt og inspirerende og det vil vi g\u00f8re vores til at det bliver.<\/p>\n\n\n\n

Rigtigt godt nyt\u00e5r.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Kalenderen skriver 2025, og endnu et \u00e5r er lagt bag os. Det er en god anledning til at se tilbage p\u00e5 \u00e5ret, der er g\u00e5et \u2013 og til at se frem mod \u00e5ret vi netop er tr\u00e5dt ind i.<\/p>\n","protected":false},"author":68600,"featured_media":64508,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"ghostkit_customizer_options":"","ghostkit_custom_css":"","ghostkit_custom_js_head":"","ghostkit_custom_js_foot":"","ghostkit_typography":"","_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","footnotes":""},"categories":[1302],"tags":[],"class_list":["post-64502","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nordnet"],"acf":[],"all_images":{"thumbnail":{"src":"https:\/\/blog.nordnet.dk\/wp-content\/uploads\/sites\/4\/2025\/01\/Tine_1200_430-150x54.jpg","width":150,"height":54,"crop":true,"srcset":"https:\/\/blog.nordnet.dk\/wp-content\/uploads\/sites\/4\/2025\/01\/Tine_1200_430-150x54.jpg 150w, 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