{"id":67094,"date":"2025-04-25T12:56:33","date_gmt":"2025-04-25T10:56:33","guid":{"rendered":"https:\/\/www.nordnet.dk\/blog\/?p=67094"},"modified":"2026-03-31T10:38:14","modified_gmt":"2026-03-31T08:38:14","slug":"aprilvejr-paa-aktiemarkederne-foerst-regn-saa-solskin","status":"publish","type":"post","link":"https:\/\/www.nordnet.dk\/blog\/aprilvejr-paa-aktiemarkederne-foerst-regn-saa-solskin\/","title":{"rendered":"Aprilvejr p\u00e5 aktiemarkederne: f\u00f8rst regn, s\u00e5 solskin?"},"content":{"rendered":"\n

\u00c5ret 2025 viser sin stormfulde side p\u00e5 de finansielle markeder. Med udsving, der ikke er set i denne form i lang tid, gennemg\u00e5r de globale aktiemarkeder en korrektion med markante regionale forskelle1<\/sup>. Den centrale akt\u00f8r i dette usikre milj\u00f8 synes at v\u00e6re USA\u2019s pr\u00e6sident Donald Trump, hvis handlinger er sv\u00e6re at forudsige \u2013 selv for professionelle investorer2<\/sup>. <\/strong><\/p>\n\n\n\n

Mens amerikanske teknologiselskaber til tider har lidt betydelige tab, har de europ\u00e6iske og tyske aktiemarkeder indtil videre vist sig overraskende robuste. Det paneurop\u00e6iske aktiemarked faldt en smule, men klarede sig stadig v\u00e6sentligt bedre end de globale markeder. Man kunne n\u00e6sten tro, at det omskiftelige aprilvejr har ramt aktiemarkederne \u2013 mens der er kraftige storme i nogle regioner, oplever andre kun let regn3<\/sup>. Heldigvis giver en bredt diversificeret portef\u00f8lje dig i det mindste mulighed for at undg\u00e5 at blive fanget i uvejret.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Kilde: <\/strong>Source: Bloomberg, DWS International GmbH, pr. 08.04.25.<\/em>
Historiske afkast er ikke en p\u00e5lidelig indikator for fremtidige afkast.<\/p>\n\n\n\n

S\u00e5 hvad ligger bag den seneste bedre udvikling for europ\u00e6iske aktier<\/a>? Kan vi m\u00e5ske endda forvente en mere langvarig tendens \u2013 og hvad skal vi tage h\u00f8jde for, n\u00e5r vi tilf\u00f8jer europ\u00e6iske aktier til vores portef\u00f8lje?<\/p>\n\n\n\n


200 milliarder til europ\u00e6isk innovation<\/h2>\n\n\n\n

Vidste du, at fire af verdens ti st\u00f8rste \u00f8konomier ligger i Europa, m\u00e5lt p\u00e5 bruttonationalproduktet, eller BNP, som det forkortes? Bruttonationalproduktet angiver den samlede v\u00e6rdi af alle varer og tjenester, der produceres inden for et \u00e5r5<\/sup>. Med 4,5 milliarder amerikanske dollars er Tyskland den tredjest\u00f8rste \u00f8konomi i verden. Storbritannien, Frankrig og Italien er ogs\u00e5 blandt de ti st\u00f8rste6<\/sup>.<\/p>\n\n\n\n

Den europ\u00e6iske \u00f8konomi er bedst kendt for sin fremstillingsindustri, for eksempel bilindustrien, maskinindustrien eller kemisk industri. Europ\u00e6iske produkter nyder et verdensomsp\u00e6ndende ry for kvalitet og pr\u00e6cision7<\/sup>. Men den gamle verdensdel kan ikke reduceres til forholdsvis traditionelle industrier. Europa anses for at v\u00e6re f\u00f8rende inden for produktion af solceller, vindm\u00f8ller og batterier8<\/sup>. Omvendt er der et behov for at indhente det fors\u00f8mte inden for halvledere og kunstig intelligens9<\/sup>. Det er netop her, en ny initiativ fra Den Europ\u00e6iske Union (EU) ventes at tage sin begyndelse. Den imponerende sum p\u00e5 200 milliarder euro skal bruges til at mobilisere kapital til investeringer i kunstig intelligens10<\/sup>. Og Tysklands opfindere sover bestemt heller ikke. Tv\u00e6rtimod: Tyskland indtog for nylig andenpladsen i verden m\u00e5lt p\u00e5 antallet af patentans\u00f8gninger, kun overg\u00e5et af USA. If\u00f8lge Den Europ\u00e6iske Patentmyndighed (EPO) indgav tyske opfindere og forskere over 25.000 patentans\u00f8gninger i 202411<\/sup>.<\/p>\n\n\n\n


Paradigmeskifte i horisonten<\/h2>\n\n\n\n

Men lad os v\u00e6re \u00e6rlige: Europas \u00f8konomiske styrke var allerede etableret for et \u00e5r siden. S\u00e5 hvad har \u00e6ndret sig siden da \u2013 bortset fra, at markederne nu er pr\u00e6get af en h\u00f8j grad af usikkerhed? Svaret kan ligge i en grundl\u00e6ggende \u00e6ndring af finanspolitikken. Mens USA i stigende grad diskuterer nedsk\u00e6ringer i de offentlige udgifter12<\/sup>, g\u00e5r Europa i den modsatte retning. EU har lanceret massive investeringspakker inden for digitalisering, naturressourcer og milj\u00f8, infrastruktur og forsvar13<\/sup>. Denne ekspansive finanspolitik kan vise sig at blive den afg\u00f8rende faktor. Efter \u00e5r med tr\u00e6g v\u00e6kst kan den europ\u00e6iske \u00f8konomi f\u00e5 et markant l\u00f8ft. Markederne ser allerede ud til at bel\u00f8nne denne udvikling, selvom effekten kan blive noget sl\u00f8ret af kortsigtede udsving. Det m\u00e5 dog vise sig, om EU’s planer kan gennemf\u00f8res effektivt. P\u00e5 samme m\u00e5de er det p\u00e5 nuv\u00e6rende tidspunkt sv\u00e6rt at vurdere, hvor kraftigt USA’s toldpolitik vil p\u00e5virke EU’s \u00f8konomier.<\/p>\n\n\n\n

Det nuv\u00e6rende markedsmilj\u00f8 viser, at Europa heller ikke er immun over for globale korrektioner. Siden slutningen af 2024 har b\u00e5de det tyske og det samlede europ\u00e6iske aktiemarked dog vist relativ styrke sammenlignet med det amerikanske aktiemarked (se grafen: Procentvis udvikling af aktieindeks). Ikke desto mindre handles europ\u00e6iske aktier stadig med en rabat p\u00e5 over 30 procent sammenlignet med det amerikanske marked \u2013 en v\u00e6rdians\u00e6ttelsesforskel, der kan rumme et betydeligt indhentningspotentiale14<\/sup>. Kombinationen af offentlige stimuluspakker, innovation og attraktive v\u00e6rdians\u00e6ttelser kan skabe et milj\u00f8, hvor europ\u00e6iske virksomheder endelig kan realisere deres potentiale. Naturligvis er ikke alt solskin og roser: geopolitiske sp\u00e6ndinger i \u00d8steuropa, efterd\u00f8nningerne af Brexit og demografiske udfordringer kan midlertidigt kaste skyer over udsigterne. Dog kan et langsigtet investeringsperspektiv hj\u00e6lpe med at undg\u00e5, at man bliver un\u00f8digt p\u00e5virket af kortsigtede, ophedede risikodebatter.<\/p>\n\n\n\n


V\u00e6lg dit indeks med omhu<\/h2>\n\n\n\n

Ikke-EU-lande som Storbritannien eller Schweiz kan ogs\u00e5 v\u00e6re inkluderet i europ\u00e6iske aktie-ETF<\/a>’er. I s\u00e5danne tilf\u00e6lde vil betegnelsen “Europa” ofte fremg\u00e5 af ETF’ens navn, som for eksempel ved STOXX Europe 600-indekset. ETF’er med s\u00e6rligt fokus p\u00e5 Den Europ\u00e6iske Monet\u00e6re Union er derimod ofte kendetegnet ved betegnelser som “EMU” eller “Euro” i navnet, som for eksempel ved EURO STOXX 50-indekset.<\/p>\n\n\n\n

Euro STOXX 50 omfatter kun de 50 st\u00f8rste virksomheder i eurozonen. Det er vigtigt at bem\u00e6rke, at virksomheder uden for eurozonen, for eksempel fra Schweiz, Norge eller Storbritannien, ikke er inkluderet i dette indeks15<\/sup>. Til geng\u00e6ld tilbyder STOXX Europe 600 en bred sammens\u00e6tning af 600 virksomheder i forskellige st\u00f8rrelser fra alle industrialiserede europ\u00e6iske lande \u2013 ikke kun fra lande, der anvender euroen16<\/sup>. DAX<\/a> fokuserer udelukkende p\u00e5 de 40 st\u00f8rste tyske virksomheder, og MSCI Europe Small Cap f\u00f8lger 859 mindre virksomheder17<\/sup>. I alle indeks v\u00e6gtes aktierne efter deres fri-float-justerede markedsv\u00e6rdi. Det betyder, at jo h\u00f8jere markedsv\u00e6rdien af en virksomheds frit oms\u00e6ttelige aktier er, desto h\u00f8jere bliver dens v\u00e6gt i indekset.<\/p>\n\n\n\n

Inde<\/strong>ks<\/td>N\u00f8gletal<\/strong><\/td>Antal aktier<\/strong><\/td><\/tr>
Euro STOXX 50-indekset18<\/sup><\/td>Blue chip-virksomheder fra eurozonen19<\/sup>
Ingen eksponering mod lande uden for eurozonen<\/td>		50<\/td><\/tr>
STOXX Europe 600-indekset20<\/sup><\/td>Virksomheder med stor, mellemstor og lille markedsv\u00e6rdi
De st\u00f8rste og mest likvide virksomheder p\u00e5 de udviklede europ\u00e6iske markeder<\/td>		600<\/td><\/tr>
DAX-indekset21<\/sup><\/td>Tyske blue chip-virksomheder
De st\u00f8rste og mest likvide virksomheder noteret p\u00e5 b\u00f8rsen i Frankfurt<\/td>		40<\/td><\/tr>
MSCI Europe Small Cap22<\/sup><\/td>Small cap-virksomheder23<\/sup> fra udviklede europ\u00e6iske markeder<\/td>859<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Udvalget af europ\u00e6iske indeks tilbyder en r\u00e6kke muligheder for forskellige typer af investorer. Men uanset hvilket valg man tr\u00e6ffer, vil april 2025 sandsynligvis byde p\u00e5 urolige aktiemarkeder og minde os om, at aktiemarkeder p\u00e5 kort sigt kan v\u00e6re uforudsigelige og indeb\u00e6re risici.<\/p>\n\n\n\n

Om for\u00e5ret 2025 vil blive husket som et vendepunkt for europ\u00e6iske aktier, m\u00e5 tiden vise. Men for langsigtede investorer kan et n\u00e6rmere kig p\u00e5 den gamle verdensdel vise sig at v\u00e6re en god id\u00e9. Efter \u00e5r i skyggen af amerikanske giganter ser europ\u00e6iske aktier m\u00e5ske endelig ud til at vise deres potentiale.<\/p>\n\n\n\n


Fodnoter:<\/h2>\n\n\n\n
    \n
  1. Reuters, 2025, Market stress signals are flashing bright<\/em>, hentet 10.04.2025: https:\/\/www.reuters.com\/markets\/global-markets-stress-2025-04-07\/<\/a><\/li>\n\n\n\n
  2. Politico, 2025, ‘The opposite of what Americans voted for’: Market turmoil causes Trump backlash<\/em>, tilg\u00e5et 10.04.2025: https:\/\/www.politico.com\/news\/2025\/04\/07\/trump-politics-tariffs-backlash-republicans-00007065<\/a><\/li>\n\n\n\n
  3. Udviklingen i grafen \u201dNet total return for regionale aktieindeks \u00e5r til dato\u201d viser afkastet for forskellige regionale aktiemarkeder baseret p\u00e5 net total return-indeks mellem 31. december 2024 og 8. april 2025. Net total return-indeks medregner udbytter, som geninvesteres (eventuelt efter skat), og p\u00e5virker dermed indeksudviklingen.<\/li>\n\n\n\n
  4. Siden 31. marts 2025 har de globale aktiemarkeder i visse tilf\u00e6lde oplevet betydelige kursfald og h\u00f8j volatilitet.<\/li>\n\n\n\n
  5. Destatis (Forbundsstatistisk kontor), 2025, Bruttonationalprodukt<\/em>, hentet 02.04.2025: https:\/\/www.destatis.de\/DE\/Themen\/Wirtschaft\/Volkswirtschaftliche-Gesamtrechnungen-Inlandsprodukt\/Methoden\/bip.html<\/a><\/li>\n\n\n\n
  6. Statista, 2025, Rangliste over de 20 lande med det st\u00f8rste bruttonationalprodukt (BNP) i 2023<\/em>, tilg\u00e5et 31.03.2025: https:\/\/de.statista.com\/statistik\/daten\/studie\/157841\/umfrage\/ranking-der-20-laender-mit-dem-groessten-bruttoinlandsprodukt\/<\/a><\/li>\n\n\n\n
  7. FPM, 2025, Heavy Industry Is Europe’s Trump Card<\/em>, tilg\u00e5et 31.03.2025: https:\/\/foreignpolicy.com\/2025\/03\/07\/europe-heavy-industry-trump-us-competition\/<\/a><\/li>\n\n\n\n
  8. Bruegel, 2025, Clean industrial transformation: where does Europe stand?<\/em>, tilg\u00e5et 31.03.2025: https:\/\/www.bruegel.org\/analysis\/clean-industrial-transformation-where-does-europe-stand<\/a><\/li>\n\n\n\n
  9. Tagesschau, 2024, How much high-tech does Germany create?<\/em>, tilg\u00e5et 01.04.2025: https:\/\/www.tagesschau.de\/wirtschaft\/innovationen-deutschland-erfindungen-patente-100.html<\/a><\/li>\n\n\n\n
  10. Silicon Saxony, 2025, European Commission: Billion-euro initiative to turn Europe into an AI continent<\/em>, tilg\u00e5et 01.04.2025: https:\/\/silicon-saxony.de\/en\/european-commission-billion-euro-initiative-to-turn-europe-into-an-ai-continent\/<\/a><\/li>\n\n\n\n
  11. IT Boltwise, 2025, Germany remains the leader in European patent applications<\/em>, tilg\u00e5et 31.03.2025: https:\/\/www.it-boltwise.de\/deutschland-bleibt-fuehrend-bei-europaeischen-patentanmeldungen.html<\/a><\/li>\n\n\n\n
  12. Center for American Progress (CAP), 2025, Scott Bessent’s 3 Percent Deficit Target Would Require Massive Cuts to Anti-Poverty Programs and Middle-Class Tax Increases<\/em>, hentet 02.04.2025:
    https:\/\/www.americanprogress.org\/article\/scott-bessents-3-percent-deficit-target-would-require-massive-cuts-to-anti-poverty-programs-and-middle-class-tax-increases\/<\/a><\/li>\n\n\n\n
  13. Det Europ\u00e6iske R\u00e5d, 2025, EU-budget 2025<\/em>, hentet 10.04.2025: https:\/\/www.consilium.europa.eu\/de\/infographics\/2025-eu-budget\/<\/a>
    (B\u00e6redygtighed henviser til planlagte udgifter i kategorien “Naturressourcer og Milj\u00f8”)<\/li>\n\n\n\n
  14. DWS, Bloomberg, 12.03.2025. Baseret p\u00e5 P\/E-n\u00f8gletal (pris\/indtjening) ud fra forventet indtjening for DAX og STOXX Europe 600 sammenlignet med S&P 500-indekset. Forventet P\/E beregnes som aktiekurs divideret med forventet fremtidig indtjening pr. aktie (EPS).<\/li>\n\n\n\n
  15. DWS, 2025, Xtrackers Euro Stoxx 50 UCITS ETF 1D<\/em>, hentet 02.04.2025: https:\/\/etf.dws.com\/de-de\/LU0274211217-euro-stoxx-50-ucits-etf-1d\/<\/a><\/li>\n\n\n\n
  16. DWS, 2025, Xtrackers Stoxx Europe 600 UCITS ETF 1C<\/em>, hentet 02.04.2025: https:\/\/etf.dws.com\/de-de\/LU0328475792-stoxx-europe-600-ucits-etf-1c\/<\/a><\/li>\n\n\n\n
  17. DWS, 2025, Xtrackers MSCI Europe Small Cap UCITS ETF 1C<\/em>, tilg\u00e5et 02.04.2025: https:\/\/etf.dws.com\/de-de\/LU0322253906-msci-europe-small-cap-ucits-etf-1c\/<\/a><\/li>\n\n\n\n
  18. Euro STOXX 50-indekset sporer de 50 st\u00f8rste og mest likvide aktier fra eurozonen. V\u00e6gtningsmetoden er baseret p\u00e5 fri-float-markedsv\u00e6rdi.<\/li>\n\n\n\n
  19. Blue chip-virksomheder er generelt store, veletablerede selskaber, hvis aktier indg\u00e5r i ledende indeks. De har typisk h\u00f8j oms\u00e6tning og stor interesse fra institutionelle investorer.<\/li>\n\n\n\n
  20. STOXX Europe 600-indekset sporer de 600 st\u00f8rste og mest likvide selskaber i udviklede europ\u00e6iske markeder med h\u00f8j, mellem og lav markedsv\u00e6rdi. V\u00e6gtningsmetoden er baseret p\u00e5 fri-float-markedsv\u00e6rdi.<\/li>\n\n\n\n
  21. DAX-indekset sporer de 40 st\u00f8rste og mest likvide tyske virksomheder, der er noteret i euro p\u00e5 b\u00f8rsen i Frankfurt. V\u00e6gtningsmetoden er baseret p\u00e5 fri-float-markedsv\u00e6rdi.<\/li>\n\n\n\n
  22. MSCI Europe Small Cap sporer selskaber med lav markedsv\u00e6rdi i udviklede europ\u00e6iske lande. V\u00e6gtningsmetoden er baseret p\u00e5 fri-float-markedsv\u00e6rdi.<\/li>\n\n\n\n
  23. Markedsv\u00e6rdi er den samlede v\u00e6rdi af alle en virksomheds udstedte aktier.<\/li>\n<\/ol>\n\n\n\n


    Vigtig information<\/em><\/strong><\/h2>\n\n\n\n

    Dette dokument er beregnet som markedsf\u00f8ringskommunikation.
    Venligst l\u00e6s fondens prospekt og KID, f\u00f8r du tr\u00e6ffer en endelig investeringsbeslutning.<\/em><\/p>\n\n\n\n

    DWS er varem\u00e6rket, under hvilket DWS Group GmbH & Co. KGaA og dets datterselskaber driver forretning. Kunder vil modtage DWS-produkter eller -tjenester fra en eller flere juridiske enheder, som vil blive identificeret for dem i den relevante dokumentation.<\/em><\/p>\n\n\n\n

    Dette dokument udg\u00f8r ikke investeringsr\u00e5dgivning. Komplet information om fondene\/underfondene, inklusive alle risici og omkostninger, kan findes i det relevante aktuelle prospekt. Sammen med de relevante central investoroplysningsdokumenter udg\u00f8r disse de eneste bindende salgsdokumenter for [fondene\/underfondene]. Investorer kan f\u00e5 disse dokumenter samt regulatoriske oplysninger og de seneste vedt\u00e6gter for fonden fra DWS Investment GmbH, Mainzer Landstra\u00dfe 11-17, 60329 Frankfurt am Main og, i tilf\u00e6lde af underfonde hjemmeh\u00f8rende i Luxembourg, fra DWS Investment S.A., 2, Boulevard Konrad Adenauer, L-1115 Luxembourg, i trykt form gratis, eller for aktive produkter tilg\u00e6ngelige for download fra Tyskland www.dws.de<\/a> eller fra forskellige steder p\u00e5 relevante sprog fra https:\/\/funds.dws.com<\/a> og for passive produkter under www.etf.dws.com<\/a>.<\/em><\/p>\n\n\n\n

    En oversigt over investorrettigheder for passive produkter er tilg\u00e6ngelig: Tyskland (p\u00e5 tysk) https:\/\/etf.dws.com\/de-de\/ueber-uns\/umgang-mit-beschwerden-etfs\/<\/a>, \u00d8strig (p\u00e5 tysk) https:\/\/etf.dws.com\/de-at\/ueber-uns\/umgang-mit-beschwerden-etfs\/<\/a>, Belgien (p\u00e5 engelsk) https:\/\/etf.dws.com\/en-be\/about-us\/how-to-complain-etfs\/<\/a>, Frankrig (p\u00e5 fransk) https:\/\/etf.dws.com\/fr-fr\/a-propos-de-nous\/traitement-des-reclamations-etfs\/<\/a>, Luxembourg (p\u00e5 engelsk) https:\/\/etf.dws.com\/en-lu\/about-us\/how-to-complain-etfs\/<\/a>, Spanien (p\u00e5 spansk) https:\/\/etf.dws.com\/es-es\/conocenos\/gestion-de-reclamaciones-etfs\/<\/a>, Holland (p\u00e5 hollandsk) https:\/\/etf.dws.com\/nl-nl\/over-ons\/hoe-te-klagen-etfs\/<\/a>, Sverige (p\u00e5 svensk) https:\/\/etf.dws.com\/sv-se\/om-oss\/klagomalshantering-etfs\/<\/a> og Italien (p\u00e5 italiensk) https:\/\/etf.dws.com\/it-it\/chi-siamo\/gestione-dei-reclami-etf\/<\/a>. Investeringsselskabet kan beslutte at oph\u00f8re med de ordninger, der er etableret for markedsf\u00f8ringen af denne fond.<\/em><\/p>\n\n\n\n

    Prognoser er ikke en p\u00e5lidelig indikator for fremtidig performance. Prognoser er baseret p\u00e5 antagelser, estimater, meninger og hypotetiske performanceanalyser, og faktiske resultater kan variere.<\/em><\/p>\n\n\n\n

    De fonde, der beskrives i dette dokument, sporer udviklingen af de indekser, der er inkluderet i deres navne. MSCI World og MSCI World ex USA-indekserne er registrerede varem\u00e6rker tilh\u00f8rende MSCI (\u201cLicensgiver\u201d). De i dette dokument beskrevne underfonde er ikke sponsoreret, godkendt, solgt eller promoveret p\u00e5 nogen m\u00e5de af licensgiveren af de her anf\u00f8rte indekser. Licensgiveren af disse indekser giver ingen erkl\u00e6ringer eller garantier vedr\u00f8rende de opn\u00e5ede resultater ved brug af deres indekser og\/eller indeksniveauer eller i nogen anden henseende p\u00e5 en given dag.<\/em><\/p>\n\n\n\n

    Enhver udtrykt mening afspejler den aktuelle vurdering fra DWS International GmbH og kan \u00e6ndres uden varsel.<\/em><\/p>\n\n\n\n

    Dette dokument er beregnet til at v\u00e6re en markedsf\u00f8ringskommunikation og ikke en finansiel analyse. Det kan derfor ikke v\u00e6re i overensstemmelse med juridiske forpligtelser, der kr\u00e6ver upartiskhed i finansiel analyse, eller som forbyder handel f\u00f8r offentligg\u00f8relsen af en finansiel analyse. If\u00f8lge oplysningerne i salgsprospektet er distributionen af de produkter, der er n\u00e6vnt i dette dokument, underlagt restriktioner i de relevante jurisdiktioner. Dette dokument og de oplysninger, det indeholder, m\u00e5 kun distribueres og offentligg\u00f8res i jurisdiktioner, hvor en s\u00e5dan distribution og offentligg\u00f8relse er tilladt i henhold til den g\u00e6ldende lovgivning i disse jurisdiktioner. Direkte eller indirekte distribution af dette dokument er forbudt i USA samt til eller for konti tilh\u00f8rende amerikanske personer og personer bosiddende i USA.<\/em><\/p>\n\n\n\n

    Xtrackers\u00ae er et registreret varem\u00e6rke tilh\u00f8rende DWS Group. Den registrerede adresse for [Xtrackers (RCS No. B-119-899)] [Xtrackers II (RCS No.: B-124-284)], et selskab registreret i Luxembourg, er 49, Avenue J.F. Kennedy, L-1855 Luxembourg, Luxembourg. Den registrerede adresse for Xtrackers (IE) (Reg. No.: 393802), et selskab registreret i Irland, er 78 Sir John Rogerson\u2019s Quay, Dublin 2, Irland.<\/em><\/p>\n\n\n\n

    DWS International GmbH handler gennem sine filialer, hvor det er relevant, pr. januar 2024 CRC 104233.<\/em><\/p>\n\n\n\n

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    <\/p>\n","protected":false},"excerpt":{"rendered":"

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